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‘He thinks all financial advisers are ripoffs.’ Our IRA dropped 30% this year, but my husband refuses to go to an adviser. Now I’m considering going behind his back. What’s my move? 

Getty Images Question: I retired in January 2022 just before the market started crashing and have seen a 30% loss in value of my IRA portfolio. My husband and I have no formal financial plan because he doesn’t believe in financial advisers. I feel very adrift financially and have tried …

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