Amex Offer: Eligible cardholders can get $100 off an Aura credit monitoring subscription

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• If you’re an American Express cardholder, check your Amex Offers** to see if you’re targeted for a lucrative offer from Aura.
• Until April 15, 2023, eligible cardholders can get $100 back when they enroll in the offer and use their card to make an Aura purchase of $100 or more.
• Aura provides comprehensive credit monitoring and additional identity protection services for individuals, couples, and families.
• Read Insider’s guide to the best American Express cards.

Monitoring credit is a good idea to protect yourself from identity theft, whether you employ a credit monitoring service or monitor manually by reviewing your credit reports from the major credit bureaus each year. In 2021, the Federal Trade Commission recorded 1.4 million identity theft reports, up from 370,000 in 2017. 

If you’re an American Express cardholder who has been shopping around for a credit monitoring service, now might be the time to look at Aura. Until April 15, 2023, there’s a targeted Amex Offer** to get $100 back when you make a purchase of $100 or more on Aura’s online shop using your enrolled card.

Here’s what you need to know.

Get a year of Aura protection for nearly free with Amex Offer

In a new targeted Amex Offer, when cardholders enroll and spend $100 or more at Aura.com in a single purchase, they get $100 back in statement credit. The offer will end on April 15, 2023. 

An annual Aura membership for an individual is just over $100, so this deal will cover almost an entire year of identity protection under Aura. That said, Aura offers couples and family plans which provide the same protection at discounted rates per person. 

In addition to credit monitoring and other financial account monitoring, Aura also offers several safety tools including a VPN service and ad blockers. Aura also provides $1 million in identity theft insurance per adult member. 

Some additional terms for this promotion apply: 

• A new customer receiving a free trial must be enrolled in the free trial prior to the campaign end date to qualify
• You may not receive credit until the free trial has lapsed
• Offer is non-transferable
• Valid only on purchases made in US dollars
• Limit of one statement credit per card member

What is credit monitoring?

Credit monitoring is the process of keeping tabs on changes to your credit report, which influence fluctuations in your credit score. When you’re constantly on top of developments on your credit report, it’s easier to notice errors or inaccurate information on your credit report, which can be a sign of identity theft. For example, if you suddenly see a new credit card on your report that you didn’t open, you should probably take action.

While you’re able to request a free credit report weekly from each of the major three bureaus —TransUnion, Experian, and Equifax — until the end of 2023, you’re normally only able to request those reports once per year. Even when you budget your reports so you can check on your credit every four months, for the space between each free report, it’s useful to employ a credit monitoring service. 

The basic function of credit monitoring services, like Aura, is to notify you when there are any changes in your credit report, such as a new line of credit. The immediacy of these notifications allows you to act quickly when something doesn’t look right, so you can minimize the damage to your credit.

While free credit monitoring services offer little else, paid services come with a whole host of additional services to protect your identity such as additional financial account security and password protection. Some credit monitoring also monitors suspicious activity on your social media. These can provide holistic identity protection and peace of mind.