OneMoney and partner to process over 15mn of sachetised financing for underserved citizens  
Narasimha Raju

OneMoney and partner to process over 15mn of sachetised financing for underserved citizens, India’s leading full-stack AI and analytics fintech company, has partnered with OneMoney, India’s first account aggregator. This partnership aims to drive the accessibility and design of sachet financial products for the underbanked and underserved citizens.

With this partnership, OneMoney and Think360 can showcase their distinct capabilities in the AA ecosystem. This will eventually benefit the ecosystem to get faster adoption and growth.

Moreover, financial inclusion should come at a lower cost than customer-centricity and privacy. As per a recent report by LocalCircles, 6 in 10 Indians experienced data breaches by loan service providers. The Account Aggregator ecosystem addresses the core of scalable and secure digital percolation, namely consent-based sharing, data security, accessibility & identity verification.

This relationship is an extension of the Account Aggregator ecosystem aspirations. The rise of sachet financial products can boost affordability and revolutionize how people adopt financial services while ensuring personalized, hand-held connectivity and distribution, maintaining security and transparency at its core. This collaboration is part of the roadmap to creating a viable financial ecosystem and intends to process over 150 Bn of cash flow/ transactions across the country.

Amit Das, CEO of, said, “We have been vocal supporters of the fintech revolution and have played a key role in developing technology that simplifies and expands access to financial services in rural India. The association with OneMoney is part of the same vision to expand the financial ecosystem’s depth and breadth. This will open doors for the sachetisation of financial products and services and drive down the cost of delivering financial products and services, leading to financial inclusion. Besides easy integration for a comprehensive solution, we believe this will help end customers obtain credit faster that is more aligned with the needs of the citizens, especially in underserved regions. “

OneMoney is India’s first account aggregator, licensed by RBI. OneMoney is an application that aggregates multiple financial accounts for the user. This partnership will unlock credit potential for 300 Mn+ of the underserved population while using its data analytics expertise to produce intuitive solutions, develop incisive models for improved consumer segmentation, and predict financial behaviour.

Krishna Prasad, Founder and CEO of OneMoney, commented, “Our collaboration with enthuses us as the combined offering builds the right rails that deliver credit and other financial products to every citizen, at all ticket sizes, enabling the building of enduring relationships between product providers and receivers.”

Recently, announced its entry into the open banking space to maximize the potential of data in the Account Aggregator ecosystem with the launch of AAmaze. AAmaze’s AI-powered platform deep-dives into the rich open data framework to support cash flow-based lending, custom savings, and money management solutions for customers (even those with no prior credit history), including both MSMEs and individuals. is an analytics TSP in the AA ecosystem and a market leader in alternate data and AI-based credit scoring solutions.

About is a full-stack data science and AI firm with market-leading products, solutions and advisory services, founded in 2014. Their offerings include Algo360 (India’s largest alternate credit score), Kwik.ID (best-in-class video KYC and customer onboarding solution), FlowXpert (low-code partner management and API management solution), and a modular modern underwriting stack (with advanced AI/ML risk modeling, multi-data parser, credit policy design, Business Rule Management System, and Risk-based pricing solutions). Think360 has been a bootstrapped, profitable, and high CAGR organization since its inception, and has worked with industry giants like Bank of Baroda, Bajaj Finance, Aditya Birla Finance, IDFC First Bank, Navi Technologies, BharatPe, RBLamong others

Think360 is on a mission to “Accelerate Intelligent Transformation” through “Ideas powered by data”.

About OneMoney

OneMoney Group is India’s First Account Aggregator, democratizing data and working to realize financial inclusion goals through open banking. This mission has a dedicated team of passionate professionals, guided by wise people who have made enormous contributions in these fields. OneMoney is at the forefront of this mission and believes that collaboration will help us all obliterate the poverty of finance and asymmetry of opportunity.

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